Expertise / 03

Regulation, governance & risk

Build the governance that lets innovation move. Bring technology decisions, regulatory expectations, and evidence into one operating discipline.

Discuss your challenge
Accountability / Controls / EvidenceV / 04

The question that matters

Can you explain and defend the decision?

Clear controls. Traceable evidence. Governance that works in practice.

Our perspective connects time inside U.S. financial regulation with practical technology leadership. We help your organization translate obligations into accountabilities, controls, documentation, and the evidence needed to support decisions.

What we bring

Depth where it matters.

01

AI governance & oversight

02

Regulatory readiness

03

Model risk management

04

Cybersecurity & resilience

From question to capability

A clear sequence.
An accountable lead.

Every engagement is scoped to the institution, the decision, and the work required. Sultan leads the engagement personally, with specialist support named explicitly.

01

Understand the obligations

02

Build controls and evidence

03

Embed ongoing oversight

Explore the work

Specific expertise.
Practical engagements.

AI governance

AI governance consulting for U.S. banks, insurers, healthcare organizations, and PE portcos. Operating programs aligned to NIST AI RMF, the EU AI Act, and interagency model-risk guidance. Led by Sultan Meghji.

AI compliance

AI compliance for U.S. banks, insurers, asset managers, and PE-owned financial firms: operational alignment to interagency guidance, fair-lending obligations, BSA/AML, and the AI-specific rulebook now landing on top of all of them.

Model risk management

Model risk management consulting for U.S. banks: SR 11-7 / SR 21-8 / SR 26-2 alignment, parallel governance discipline for the generative and agentic AI SR 26-2 explicitly excludes, validation, documentation, and the running program supervisors actually examine against.

NIST AI RMF

Operationalize the NIST AI Risk Management Framework (Govern, Map, Measure, Manage) as a running program in regulated firms. Engagements led by Sultan Meghji, former inaugural FDIC Chief Innovation Officer.

EU AI Act

EU AI Act readiness for U.S. banks, insurers, healthcare firms, and PE portcos with European exposure: classification, technical documentation, governance, and the audit trail Brussels actually expects.

FDIC AI advisory

FDIC AI regulation advisory for U.S. banks and the firms they connect to: a direct read on what U.S. banking supervisors expect from AI programs, from the inaugural FDIC Chief Innovation Officer.

Fractional CISO

Fractional CISO consulting for regulated firms: security leadership in the gap between the last CISO and the next one. Led personally by Sultan Meghji.

CyberAudit

CyberAudit is a self-hosted, adversarially-validated LLM code-security audit pipeline grounded in ~290,000 CVEs. Produced by Frontier Foundry; advisory engagements through Virtova.

In practice

See the thinking at work.

All engagements
Professional services / Selected workV / 01
Professional services

A reusable bank-rating capability for a major advisory firm.

External data, seven analytical dimensions, and an independent methodology built for repeatable use.

7 dimensionsIndependent EAGLES² assessment framework

Start a conversation

The next decision deserves a clearer view.

Bring the challenge. We’ll bring an independent perspective on the technology, the risks, and the path forward.

Book a discovery call s@virtova.co

Thirty minutes, directly with Sultan.
Confidential by default. NDAs available.