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Virtova services · By Sultan Meghji

Fractional CISO consulting

Fractional CISO consulting for regulated firms: security leadership in the gap between the last CISO and the next one. Led personally by Sultan Meghji.

Most organizations do not need a full-time Chief Information Security Officer for the full twelve months of the year. They need one during hiring gaps, during acute regulatory pressure, and during the first ninety days after a breach or a change of control. For those windows, a fractional CISO is often the right shape of help: a senior operator on a bounded engagement, owning the security program through a specific outcome and handing off cleanly.

At Virtova, fractional CISO engagements are led personally by Sultan Meghji, whose tenure as inaugural Chief Innovation Officer of the U.S. FDIC covered the intersection of AI, cybersecurity, and U.S. banking regulation. Engagements are calibrated to the rulebook the organization actually answers to: FFIEC and interagency cybersecurity guidance for banks, HIPAA Security Rule and state breach-notification laws for healthcare, federal contract requirements for regulated industrial firms.

What this engagement looks like

A fractional CISO engagement at Virtova typically covers three threads in parallel.

Posture and program. The first four to six weeks are usually spent taking inventory: what is in place, what is documented, what is actually being done, and where the gaps between those three widen. The deliverable is a written posture read that a board can absorb in fifteen minutes and a risk committee can act on inside a quarter.

Regulatory and incident engagement. A Virtova fractional CISO carries regulatory conversations, leads examination response, and sits at the table for incident-response decisions. In banking, this includes owning the cybersecurity narrative supervisors see; in healthcare and federal-contractor environments, it includes owning the equivalent audit and certification cadence.

Succession. The engagement ends in either a named permanent hire or a clean sunset. Months six through twelve, in a twelve-month engagement, are typically the hiring window, with Virtova running the search alongside the client.

When the role is the wrong answer

Fractional CISO does not fit organizations that already have a permanent CISO in place and a functioning program. At that point the value is in specialist engagements (posture assessment, zero-trust architecture, third-party risk program build-out), not another executive. Virtova can scope those directly.

It also does not fit as a permanent arrangement. Past the eighteen-month mark, the economics and accountability structures drift, and the right move is almost always a full-time hire.

Next step

Most engagements start with a 30-minute discovery call. Bring the current state; we will tell you honestly whether a fractional CISO is the right shape of help or whether something tighter fits.

"The CISO role doesn't pause between hires. The regulator doesn't pause. The attacker doesn't pause. A fractional engagement is how you keep the seat filled while you find the right person for the long run."
— Sultan Meghji

Frequently asked

What is fractional CISO consulting?
Fractional CISO consulting is a part-time senior security leader (typically engaged two to three days a week for three to twelve months) who owns an organization's security posture, regulatory engagement, and incident readiness while embedded alongside existing leadership. The role ends in a named permanent hire or a clean sunset. It is not a permanent arrangement.
When does a fractional CISO make sense?
Fractional CISO fits the window between the last CISO and the next one, periods of acute regulatory attention (examination, consent order, breach-response follow-up), and post-acquisition environments where the portco has inherited a security program that no longer fits. It is not a substitute for a permanent CISO once the organization's risk profile warrants one.
Does Virtova's fractional CISO work cover banking regulation?
Yes. Banking is a core Virtova cybersecurity practice. Work covers FFIEC and interagency cybersecurity guidance, third-party risk, incident disclosure readiness, and the security dimensions of NIST AI RMF alignment. Sultan Meghji's posture is informed by direct experience inside the U.S. FDIC as inaugural Chief Innovation Officer.
Who leads the engagement?
Sultan Meghji. Virtova engagements are led personally by Sultan, the former inaugural Chief Innovation Officer of the U.S. FDIC and Co-Founder and CEO of Frontier Foundry Corporation. Specialist support (red team, cloud security, forensics) is brought in by name when depth warrants, and always disclosed to the client in writing.

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